Your pension is designed to provide retirement income for life. The information on this page can help you understand how the Plan works, how it’s funded, and the governance and investment principles that support its long-term sustainability.
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About the Plan & WISE Trust
WISE Trust is the legal administrator of the WSIB Employees’ Pension Plan, serving more than 10,000 members and overseeing $4.8 billion in net assets. As a jointly sponsored pension plan, governance and funding responsibilities are shared between employers and members, supporting the long-term sustainability of the WISE Trust Pension Plan.
Mission
To deliver on the defined benefit pension promise to members today and in the future.
Values
WISE Trust’s values guide every decision and action.
Integrity — Acting with honesty and transparency.
Accountability — Making responsible decisions for the long term.
Service Excellence — Delivering timely, responsive service.
Inclusivity — Respecting diverse perspectives.
Innovation — Continuously improving how the Plan is managed and delivered.
Our Strategic Plan sets the priorities that guide WISE Trust’s work and support the continued strength of the Plan.
Read the strategic plan <link>
A pension you can count on
The WISE Trust Pension Plan is not based on market performance. Instead, it provides a defined benefit pension, giving you a predictable monthly retirement income based on a formula that considers your pensionable earnings and years of credited service.
- Predictable monthly income for life
- Benefits determined by a defined formula
- Survivor benefits for eligible beneficiaries
- Inflation protection through indexation, where applicable
The plan at a glance
The WISE Trust Pension Plan is professionally managed under independent governance with a focus on long-term financial sustainability
Our plan, by the numbers as of December 31, 2025
107 % Funded
10,875 Plan Members
$4.8B Plan asset size (in billions)
Learn more about the Plan
Explore how the WISE Trust Pension Plan is funded, how its assets are invested, and the features that help support your retirement income.
Plan features
Explore the features, benefits and protections included in the WISE Trust Pension Plan.
Learn about your pension features >